Who We Are…….

Cali-Land is a one-stop-shop, full-service real estate firm comprised of knowledgeable professionals and real estate agents that ensure the process of finding your dream home is seamless from begin to end.  Additionally,  we are also a Direct Lender;  which means we can submit, underwrite and fund the loan in house!

We offer competitive rates, a variety of mortgage loan options, personal attention, and quick & easy pre-approvals.  As a Direct Lender, we service our own home loans and have flexibility to underwrite per our independent guidelines. So, when we qualify our clients for a loan, there is a greater chance of closing since these things are done “in house.”

What we provide:

·        No-obligation good faith estimates

·        Local underwriting and closing for faster approvals and funding

·        Direct Mortgage Lending with lower fees and rates

We specialize in the most competitive closing costs and reasonable interest rates. Our agents are experts in the real estate field and have a vast knowledge of San Diego and surrounding markets. They will work diligently on your behalf to make your home buying dreams come true. We have a longstanding relationship with a trusted, neighboring escrow company for your convenience and have worked with them for many years.

Founded in 2001, by Leon Pham, Cali-Land is a family owned and operated company that is highly respected by industry professionals and previous clients. Cal-Land’s 15 plus year history is a testament to their respected values and ethical practices in the banking industry. Our goal is not just to earn your business but to earn your friendship and make you feel right at home.


Our Promise to You…………

Compassion, commitment and dedicated service is the cornerstone of all our relationships with our clients at Cali-Land. We are a team who strives to help our clients with all their needs as if we are helping our own family. We want you to enjoy the home buying process and leave the worrying to us! Exceeding your expectations is our greatest mission.

Customer service is the core of our operational values. We will work tirelessly on your behalf and go above and beyond the call of duty. We don’t shy away from challenges and we will be with you, ongoing through the home buying and financing process. By putting our client’s needs first, we ensure they’re taken care of and have a pleasurable transaction with any of our purchase loan programs or home refinancing. 

Cali-Land Inc. has developed and maintained a professional reputation of excellence, discretion, efficiency and a level of service that is unparalleled. As a full-service company, you have complete control over each step of your transactions and will have a Cali-Land professional there to advise and assist you. Here at Cali-Land your dreams are our dreams and making them come true is our greatest reward.